LifeGuide - Supplementary optional file

Function:  Data file for the Company (and other 3rd party) Software Interface

File Name:  LGLP_CSI.LG

Most recent update:  May 02, 2005

Instructions:

Please read these instructions carefully

The File LGLP_CSI.LG contains the default installation paths and launch routine for invoking the individual insurance companies' illustration software directly from LifeGuide.  In other words, provided that you have obtained and installed the respective individual companies' illustration software and installed such software as per the default installation, you can easily and conveniently invoke such software directly from LifeGuide without having to "hunt".  The entries are organized alphabetically.  Once this file is installed, launching of individual company software directly from LifeGuide is done conveniently by clicking on the leftmost Action Button on LifeGuide's main screen, followed by a double click on the desired software.

Please note:  Individual insurance company and third party software is copyright material.  This file only invokes/launches such software but does not provide the software itself.  Please contact the respective insurance company or its representative office to obtain the individual company's software.

To install the Launch Module data file:

       a.  Click here to download and save the file LGLP_CSI.LG 

            in the LifeGuide folder/directory.  The default LifeGuide folder

            directory is C:\LG

       b.  Smile and and enjoy.

Your feedback, comments and suggestions are most welcome.  Please call our office, toll-free 1-888-316-5433 or e-mail to support@lifeguide.com

Financial Planning

Listing date: July 01, 2004

The Otar Retirement Calculator

Author's Description: "The Otar Retirement Calculator calculates an individual's retirement asset values based on market history since 1900. What makes it different from other retirement calculators is that it does not require an assumed average portfolio growth rate, average inflation or any Monte Carlo simulation. Unlike other models, Otar Retirement Calculator does not predict future outcomes. It merely presents a range of outcomes based on historic market data applied to a specific case.

While the Otar Retirement Calculator is designed for retirement planning, its versatility is limited only by your imagination. It can be used for broader applications involving any future value questions that involve investments. Refer to case studies: whether or not one should take his/her pension at an earlier age, to calculate the risk of depleting a Universal Life insurance, if it better to receive a lump sum pension benefit versus income stream, are all practical applications of Otar Retirement Calculator.

It can also be used for pension fund projections. It eliminates the wishful expectations stemming from "negotiated" actuarial assumptions about portfolio growth and replaces it with actual market history."

By special arrangement with the author of the calculator, Jim Otar, LifeGuide subscribers are entitled to a substantial discount on the price of this excellent calculator. The special arrangement reduces the cost for LifeGuide subscribers from $39.95 plus GST to $29.95 plus GST. To take advantage of this special discount, you will need to indicate that you are a LifeGuide subscriber and enter your LifeGuide subscription serial number.

The author's webpage, from where you may download a trial demo of this tool, is:

http://www.retirementoptimizer.com

We look forward to your comments on this tool.